Financial Wellness That Drives Action
We partner with corporates to bring a financial wellness program unlike any other. We go beyond just education, but a structured action program that works closely with HR to drive real lift in employee wellbeing and productivity.
Employees don’t have a knowledge problem.
They have a behavior problem.
Financial stress is widespread among salaried employees.
It's not because they lack access to information, but because turning good intentions into consistent habits is genuinely hard.
Financial Stress
50%+
Young salaried employees report high financial stress, driven by EMIs, rent, and lifestyle pressure.
Savings Gap
1 in 4
Only 1 in 4 employees has an emergency buffer, adequate term cover, or a retirement plan in place.
Financial Literacy
25%
Only 1 in 4 adults is financially literate — and the gap is worse for women and young earners.
Workplace Burnout
59%
Financial stress is estimated to cost employers up to 8% of GDP in lost productivity.
Financial Wellness = Participation, Not Education
We measure success not by content consumed, but by the moment an employee takes their first financial action, and every action that follows.
First Action
We measure success by the moment an employee begins their financial journey. The first step matters most.
Consistency
Building the muscle of monthly contributions and tracking. Progress is the default state.
Confidence
True financial wellness is the psychological freedom of being prepared for life’s moments, big and small.
Momentum
Most people don’t need better portfolios. They need momentum, which is the simple act of getting started and sticking with it.
3 Layers That Move People From Awareness to Action
Each layer builds on the last — starting with broad reach, then personal benchmarking, then guided action tailored to where each employee actually is.
Awareness
Broad-scale education through webinars, emails, and in-person engagement. The goal is to build organizational trust and drive initial app adoption — creating a culture where financial action feels normal, not intimidating.
Assessment
The Financial Health Score auto-benchmarks every employee and routes them to a cohort experience matched to their specific situation. Employees see exactly where they stand — without jargon or overwhelm.
Advisory
App-managed guidance for employees who need momentum, and structured human advisory sessions for those with more complex situations. Every employee gets the right level of support — no one is over- or under-served.
The Employee Journey
From First Step to Financial Confidence
Month 1
Clarity
Understanding the starting line. Employees discover their Financial Health Score and what it means for them.
Month 2
First Step
Overcoming the fear of beginning. Setting up a first SIP, emergency buffer, or insurance plan with guided action designed to remove friction.
Month 3-4
Automation
Making progress a default state. Automated contributions, smart nudges, and group support sessions keep employees on track.
Month 5-6
Confidence
Achieving long-term stability. Employees are invested, tracking progress, and building a lifelong financial habit.
We Work Closely With HR at Every Stage
We co-design the program with your HR team by setting up communication channels, aligning on expectations, and measuring impact together at every phase. Real lift in employee wellbeing and productivity is something we track jointly.
Before the Program
Setting Up for Impact
Company-wide financial awareness quiz, communication channel setup, Financial Wellness Team appointed, program expectations and flow aligned with HR.
During the Program
Active Engagement
Webinars, on-site kiosks, app onboarding, financial diagnostics, live group sessions, and open calendar office hours for one-on-one reviews.
Ongoing Support
Sustained Behavior Change
Cohort follow-ups, continued support for onboarded employees, program performance evaluation, and iteration for increased adoption over time.
What We Measure Together
Quiz Completions
Awareness Phase
Onboarded Employees
Action Phase
Plans Created
Habit Formation
Score Improvement
Long-term
Why Fabits
Built Different. Designed for Action.
Simplified Investing — No confusing charts or endless funds to choose from. Just clear, expert-backed investment approaches that match where you are in life.
Built for You — Financial plans tailored to each employee's life and goals. No generic advice — every experience is contextual and personal.
People-Powered + Tech-Driven — Expert-backed guidance that makes sense for you. No product pushing. No upselling. Just clear guidance and community support.
A Money Movement — More than an app. Fabits helps employees build lifelong financial habits through an active, supportive community and a product that grows with them.